
QR-Pay, Пэйам, Кэш-бэк
We create close business and client relationships
Customers need business loyalty, and businesses need customers. QR-Pay will help to solve these problems and combine their solution.
No barriers
Bonuses for everyone
It's better together
With the QR-Pay Service
You can pay with any Russian MIR card and bonus points in the QR-Pay Service Partner network.
Customers:
They are guaranteed to receive cash back from any purchase through the QR-Pay Service.
Business:
By joining a new client to the Service, he takes a share in the Service's profits.
All
More business in the Service, more profit for customers.
More customers in the Service, more profit for the business
With a good app, miracles are possible.
We've always wanted to create something that benefits everyone. And now we have achieved it. The QR-Pay service benefits both the business and the customer. Combining different businesses, QR-Pay gives customers the opportunity to make their usual purchases and receive a guaranteed cashback. The business receives customers, and customers accumulate bonus points, which can later be used by any of the QR-Pay Service Partners.
Benefits of the QR-Pay Service
Our main goal is to bring benefits to both business and customers.
Business Benefits with Qr-Pay

Any integration
QR-Pay integrates with almost any software and cash register equipment.

Your business gets new customers, at no cost, without additional equipment.
Use the latest AI-based technologies that allow you to effectively digitalize your customer base and, based on the data obtained, create recommendations for creating advertising companies, promoting products in general and a separate group, working with clients, and much more.

Support
A team of professionals will always come to the rescue in any difficulties with the QR-Pay Service.
Your Brand
You can create your own loyalty programs, cash backs, and gift programs under your own brand.
We will offer both ready-made materials from which you can assemble your own product as a designer, and we will consider your suggestions.
Customer benefits with Qr-Pay
You get:
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Guaranteed cash back from every purchase made through the QR-Pay Service.
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A payment page for paying with a MIR card in Armenia.
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A single bonus account, which allows you not to keep track of the points of each store separately.
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A guide to the establishments of the Service's Partners and much more

How to get started
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You sign a contract with us (on the "Documents" page or by contacting us via "Contacts"
For business
Place the QR code of the Service in your establishment in a prominent place
You get new customers from the Service who want to pay with bonus points or a MIR card.

You accept bonus points for payment (Points are not a means of payment. This is the accounting unit of the services rendered)
You receive financial compensation from Payam for the services rendered to the participants of the loyalty program (QR-Pay service)
For the client
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Scanning the QR code of the QR-Pay Service
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You make a payment through the QR-Pay Service with a MIR card or with already accumulated bonus points (you will see detailed information and payment instructions on the QR-Pay Service payment page after scanning the QR code)
When paying with a Russian card, you receive 1% guaranteed cashback from the QR-Pay Service + the % cashback that the Partner has set.
You use your accumulated points to pay for the goods/services of QR-Pay Service Partners
